Are you looking for an alternative to Stripe or PayPal? Stripe and PayPal processing are two of the most popular options for payment processing for eCommerce websites. But what if your business is not an eCommerce business? What if you’re a service provider? What if you’re a nonprofit? Stripe and PayPal both have offered innovative payment solutions, yet the complexity still hasn’t made it easy to accept payments. Not all businesses can use or process payments using Stripe or PayPal, so it’s important to know alternative merchant processors besides these two giants. This blog post looks at the top five alternatives in detail. 

PaymentCloud

Best for high-risk businesses that are rejected by third-party processors like Stripe.

PaymentCloud is a results-driven payment processor that specializes in helping businesses of all types meet their merchant payment processing goals. They accept Bitcoin and other cryptos, have zero-cost credit card processing and provide risk mitigation tools for high-risk businesses.

PaymentCloud is a good alternative to Stripe and PayPal because it offers a range of payment processing solutions that cater to different businesses and their needs. It provides a secure, reliable, and flexible platform for businesses to process payments. PaymentCloud offers lower transaction fees compared to Stripe and PayPal, making it a cost-effective option for small businesses. Additionally, it provides a range of features such as virtual terminals, mobile payments, and recurring billing. PaymentCloud also provides excellent customer support, with dedicated account managers available to assist with any questions or issues that may arise. Overall, PaymentCloud provides a comprehensive payment processing solution that is designed to meet the needs of businesses of all sizes.

National Processing

Best for businesses that do a lot of ACH transactions.

National Processing is a great option for businesses that do a lot of ACH transactions, offering a choice of processing speeds, adaptable pricing, and 24/7 support. This simple payment processing solution can benefit Restaurants & Cafes, Small Businesses and Retail Businesses all over the world.

National Processing is a good alternative to Stripe and PayPal for several reasons. Firstly, it offers a wide range of payment processing solutions that cater to different businesses and their needs. It provides a secure, reliable and flexible platform for businesses to process payments. National Processing also offers competitive rates and fees, making it a cost-effective option for businesses of all sizes.

Additionally, it provides a range of features such as virtual terminals, mobile payments, and recurring billing, giving businesses the ability to process payments in a variety of ways. National Processing is known for its exceptional customer support, providing dedicated account managers to assist with any questions or issues that may arise. Overall, National Processing is a comprehensive payment processing solution that provides businesses with a cost-effective, secure and reliable way to process payments.

Square

Best for low-volume merchants that make in-person as well as online sales.

Square is best for low-volume merchants that make in-person as well as online sales. It has secure credit card processing and point of sale solutions, letting you accept all major credit cards as well as manage inventory and even handle payments from Uber.

Square is a good alternative to Stripe and PayPal for several reasons. Firstly, it offers a simple and user-friendly platform for businesses to process payments, making it easy for even those with limited technical knowledge to get started. Square provides a range of payment processing solutions, including point-of-sale systems, online payment processing, and invoicing. Additionally, it offers competitive rates and fees, making it a cost-effective option for businesses of all sizes.

Square is known for its exceptional customer support and provides a range of resources and support to help businesses succeed. It also offers a range of features such as mobile payments, recurring billing, and virtual terminals, giving businesses the ability to process payments in a variety of ways. Overall, Square is a comprehensive payment processing solution that provides businesses with a simple, cost-effective, and secure way to process payments.

Adyen

Best for larger, low-risk, high-volume businesses.

Adyen is a single platform to accept payments, protect revenue and control your finances. Best for larger, low-risk and high-volume businesses. Adyen’s flexible and scalable eCommerce payment solutions help businesses to grow through sales channels and marketplaces, enhance customer journeys and drive revenue across online, mobile and in-store purchases.

Adyen is a good alternative to Stripe and PayPal for several reasons. Firstly, it offers a comprehensive payment platform that supports a wide range of payment methods, including local and international payment options, making it easy for businesses to reach customers globally. Adyen also provides a secure and reliable platform for businesses to process payments, with advanced fraud protection and risk management tools.

Additionally, Adyen offers competitive rates and fees, making it a cost-effective option for businesses of all sizes. It provides a range of features such as recurring billing, mobile payments, and in-person payments, giving businesses the ability to process payments in a variety of ways. Adyen is known for its exceptional customer support, providing dedicated account managers to assist with any questions or issues that may arise. Overall, Adyen is a comprehensive payment processing solution that provides businesses with a secure, reliable, and cost-effective way to process payments on a global scale.

Amazon Pay

Best for low-volume businesses that use Amazon’s infrastructure.

Amazon Pay is the fast, easy and secure way to pay on tens of thousands of mobile and desktop checkout pages on Amazon.com, including the Kindle Store, Audible, and Amazon Alexa voice service. Customers can use their credit or debit cards to make payments quickly, easily, and securely. Amazon Pay allows you to create customizable checkout experiences across your website and apps so customers can purchase in familiar ways that are personalized for them.

Amazon Pay is a good alternative to Stripe and PayPal for several reasons.

Firstly, it offers a seamless and convenient payment experience for customers who already have an Amazon account, making it easy for businesses to reach a large customer base. Amazon Pay provides a secure and reliable platform for businesses to process payments, with advanced fraud protection and risk management tools. Additionally, it offers competitive rates and fees, making it a cost-effective option for businesses of all sizes. It provides a range of features such as recurring billing and in-app payments, giving businesses the ability to process payments in a variety of ways.

Amazon Pay is known for its exceptional customer support, providing dedicated support for any questions or issues that may arise. Overall, Amazon Pay is a comprehensive payment processing solution that provides businesses with a secure, reliable, and convenient way to process payments, especially for customers who already have an Amazon account.

These five alternatives to Stripe and PayPal offer different benefits depending on the business or online retailer’s needs. Understanding the differences between each will help you make an educated decision as to which solution is right for your small business or organization.

Let us know in the comments if you have any favorites or if you have any feedback on some of the processors we covered.